The 99.00 fee is certainly worth it if this is the case!
AGR Credit Card change (October 2022)
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IF there is a Bonus????
Winecliff Station
Service Attendant
True….we don’t know yet.
jis
Permanent Way Inspector
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If there is a bonus it would be more like an "Account Transfer Bonus" rather than a "Signon Bonus" I suppose. Frankly I am not expecting one.
The test version of the announcement about the FNBO version of the AGR credit cards (posted by someone else earlier in the thread) mentioned sign-up bonuses for new cardholders (which my husband and I would be), but said nothing about bonuses for those being transitioned from the previous bank's version of the AGR credit cards. (Which I didn't expect to see, as the announcement seemed intended to solicit new AGR credit card applications.)
Winecliff Station
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jis
Permanent Way Inspector
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Oh yeah. People do that all the time even when there is no transfer. That is why at least Chase places specific restrictions on how often you can do it - which translated to not very often. I don't know much about what FNBO's policies are, since I don't know much about what FNBO's policies are about almost anything. In any case a call on that matter is not something that is primarily Amtrak's to make
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Freddy320
Train Attendant
Just received my new FNBO card the other day, has anyone else had issues setting the new card up? I went to the site that was in the letter and entered all correct information in, but the site is coming back saying the information cannot be verified.
joelkfla
Engineer
Yeah, somebody posted the same thing a while back. Seems like the site is not quite alive yet.
Freddy320
Train Attendant
I hope this doesn't become a long running issue, this card I don't mind using on a regular basis, and the points help out on getting away from daily life for a while even if it's a short trip down the Hudson.
The letter states that you can go to the website after Noon on 10/23.
Ryan
Court Jester
Reading the documentation is overrated.
Probably because your account does not "exist" at FNBO until then. It is still with BofA.
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Got mine today and activated it without problem. I didn’t provide any income info.
Ah ha. Did not see that you cant go onto the website till 10/23. This should be interesting. I have both guest rewards cards and one replacement came today. Hm... I hope I can figure out which is which. the one I got today doesn't look "platinum" but I don't even know if platinum exists anymore.
The BofA "World Card" will become the FNBO "Preferred" card
Tennessee Traveler
Conductor
The new preferred card is still a WORLD MasterCard. I just received my new card and the word "world" is printed on the back of the card.
As stated with the new card I got today, the BOA cards will be DEACTIVATED so BOA will not be replacing the Amtrak cards with another BOA card.To follow up on my own post, I called BofA to ask if my BofA AGR card would become a non-AGR card after 10/23 or would close.
The first person I spoke with said the former, and that I would still have the $79 annual fee on the new BofA card. Well, I don't mind the now-$99 annual fee for an AGR card that I'll use daily, but I want my backup card(s) to be fee-free. So that operator said she'd transfer me to sales to pick a new card with no fee.
The second person said that there would NOT automatically be a replacement non-AGR BofA card after 10/23. The account was being transferred from BofA to FNBO and I would still have only one card (FNBO AGR) after 10/23, not two.
I'm going to presume the second person was further up the customer-service ladder and go with his answer.It has the virtue of being consistent with the FNBO FAQ: use the BofA card until 10/23 and the FNBO card after.
Got my new card today and activated it. They asked for my annual income, which I gave because they can probably get it anyway if they want to. One annoyance: I just had BOA increase my credit limit about a month ago, and that didn't get passed to my new account. Not that I want to take on more debt, but I'd like to have a higher limit so that the percentage of my debt to the credit limit is lower. This helps your credit score, so I am told.
Tennessee Traveler
Conductor
Received both of my new cards this week and they included information page says the BOA cards will be DEACTIVATED 10/23 so you cannot continue to use the BOA cards.
My New Card ( the No Fee one) arrived and I received the same Credit Limit I had with the BOA Card, but since I have 3 other Cards, it's not a problem as I pay off my Balance Monthly and @ my age don't need any more Credit! YMMV
I received my new "Preferred" "World" card today with the same credit limit as I had with BOA. I have not activated yet.
Also in the mail today, I received a paper statement from BOA with the $79 annual fee, which I had already paid online.
Also in the mail today, I received a paper statement from BOA with the $79 annual fee, which I had already paid online.
joelkfla
Engineer
I got one too, despite having canceled my BofA card last month.
The inserts included wuth the card said that you should "activate" the card now by calling the toll-free number. Everything else is to be done on the 23rd at the earliest.
Received my Preferred card on Saturday and will activate next week. Same credit line as before. Like the art work on the card. We shall see if FNBO works as well as the BOA and Chase cards in the past. Not much paperwork explaining the ins and outs of the benefits of the card. Would like a better definition of what "travel" means and specific point assignments for various purchases. Have not looked at their website to see if that information is listed there/
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