Ryan
Court Jester
Someone posted a copy of the no-fee package, so some of them have gone out.
AGR Credit Card change (October 2022)
- Thread starter neroden
- Start date
Help Support Amtrak Unlimited Discussion Forum:
- Status
Someone posted a copy of the no-fee package, so some of them have gone out.
TheVig
Lead Service Attendant
I have both cards. I got a letter for each card yesterday.
I haven't got anything yet, and I have the card with the yearly fee. I feel so left out.
Dovecote
OBS Chief
My wife and I both have the no fee card and received the letter on Tuesday. Ironically we already have a FNBO cobranded card. We are thinking about, if possible, decline the new Amtrak card due to having a FNBO card already. Then maybe months later apply for a new Amtrak FNBO card in hopes of snatching bonus points for joining. Perhaps wishful thinking on our part. Time will tell!
Also have a fee card and wife has no fee card. Neither have received any packet on the new card
I've seen nothing about it either.
joelkfla
Engineer
Strangely, there are 2 envelopes on my Informed Delivery this morning, and I only have the $79/yr card. I'm curious to see what's in them, but my mail doesn't get delivered until around 4pm.
Or maybe the USPS messed up and photographed the same one twice.
Or maybe the USPS messed up and photographed the same one twice.
I have one envelope in my Informed Delivery and my mail can arrive any time between noon and 6pm.
Everydaymatters
Engineer
I have an offering to apply for either the fee or the no-fee cards. Then just now I got a letter from Amtrak announcing "Exciting Changes" and "Great News!" I haven't read it all, but the first page says that in a few weeks I will receive a new card to replace my current card. It seems I won't have to apply for the new card.
"Informed Delivery" shows the mailing arriving today for both my wife and myself.
Railfan1983
Train Attendant
Every current card holder will get a packet with the new information. I received two because I have both cards still.
Packet arrived today
PaulM
Engineer
I have the fee card; my wife the no-fee. We both got the packet on the same day. Her packet clearly says no-fee.
Correct, like the BofA card, the new one will have both fee and no-fee versions
joelkfla
Engineer
So mail finally showed up late just before 6 today. I only got one packet, for the fee card. The 2 photos on Informed Delivery were indeed a USPS foul-up.
Since I had planned to transition to the no-fee card, I guess I'll have to cancel my BofA card and apply for the new no-fee card when it goes public. I might get bonus points if they're offered, but I wouldn't be surprised if recent BofA AGR cardholders are excluded from any bonus offer.
Dovecote
OBS Chief
As I indicated in a previous post, I might opt out of this offer. Since I already have an FNBO account I called the FNBO Customer Service line to discuss this matter. The knowledgeable rep said in order to opt out on the AGR FNBO credit card call 855-489-6174. This is an automated line that is identified as “Amtrak Guest Rewards Credit Card Change In Terms Notification Line”. After an introductory spiel you have the option to opt out of the offer. Opting out is final however so it is best to think this decision out before doing so.
joelkfla
Engineer
That same number (which is shown in the "Important Changes" section of the mailed notice) also has an option to speak to a Customer Service Rep.
Looking through the fine print - Terms and Conditions, Bonus Earnings: Amtrak will award 1,000 TQP for every $5,000 in Net Purchases.
That is the same as the outgoing World Card. EXCEPT, what I do NOT see is the 4,000 TQP annual limit!
I guess there is no TQP limit with the new Preferred card!
That is the same as the outgoing World Card. EXCEPT, what I do NOT see is the 4,000 TQP annual limit!
I guess there is no TQP limit with the new Preferred card!
Last edited:
I received letters for both the fee and no fee cards even though I cancelled the fee version a couple months ago. So I assume I will still be sent both cards. Are we confident that all purchases between now and October 23 will earn AGR points?
I believe so. I don't have any reason to believe otherwise.
Last edited:
A nicely done summary of the new card, what changes (very little) and what doesnt, from The Points Guy.
https://thepointsguy.com/news/amtrak-credit-card-changes/
https://thepointsguy.com/news/amtrak-credit-card-changes/
Good summary but still not sure what happens to existing BofA card. I’m assuming it will still be valid after 10/23 but no longer earn points. I hope so as I have a bunch of repetitive payment accounts tied to it (streaming, newspapers, phone, etc). It will take a while to transition those to the new card and that can’t start until we actually get it next month.
I am making the assumption that the BOA card will not be valid after 10/23. After hearing the rumor of the change, I switched my automatic payments to another credit card.
If they are automatically switching people to the new FNBO card, I don’t see how they could automatically keep the BofA card open as well. Fundamentally, these are credit accounts, and I’m under the impression that a bank can’t just automatically open a new credit account/credit line. That’s why, in the past when accounts remained open after AGR switched, you had to apply for the new card. It’s not about the points earnings, it’s about there being an open credit account on your record and all of the obligations and other stuff that comes with it. A bank can transfer your account to another bank (as is being done here), but they can’t just open another one in your name.
You and @Trogdor are correct. BofA just confirmed the card is officially dead as of 10/23. Now for a fun day transferring account payments to a new card. Think I will use one that is likely to have more stability- a Chase hotel card.
- Status
