I would plan on updating that yourself; at least check.What about the preferred method of payment stored on the Amtrak app/website? Will that be changed over for us or will we have to update that as well.
I’ve been using my AGR card exclusively or almost so basically since my credit finally got good enough to qualify for it. I have an Amex Green card I use for one recurring expense, I use my ConocoPhilips card for gas (25 cents/gal off cash price, and Conoco/Philips 66 stations are already usually the cheapest around in my area and TopTier qualified to boot), my Apple Card for Apple purchases and usually also to handle watch purchases because it’s a monthly cycle so I know if I arrange for the purchase of a watch on the first, I have 60 days to get the money in order- I’m a watch collector), and my Boscov’s card for Boscov’s purchases, but the rest I simply cycle one charge a year on to keep all dozen or so current.Exactly. I use my hotel card for rooms, airline cards for flights, and my Reserve for restaurants (major use) and as a backup for hotels and flights on brands other than my main hotel and airline cards.
Any points you have in your AGR account will remain the same. Once in your account the points are yours.I may have missed this in the thread, but if I cancel my wife's BOA AMTK card and one of my BOA AMTK cards before Oct 23rd (to avoid the annual fee), will the points in our AGR account still transfer to FNBO?
I may have missed this in the thread, but if I cancel my wife's BOA AMTK card and one of my BOA AMTK cards before Oct 23rd (to avoid the annual fee), will the points in our AGR account still transfer to FNBO?
As for purchases made in the billing cycle during which you cancel, which have not yet been credited on the AGR account, I think that is unknown at this time. The Terms & Conditions say that your account must be open and in good standing to receive points.Any points you have in your AGR account will remain the same. Once in your account the points are yours.
The credit card (old or new) has nothing to do with your point balance.
Be aware that items pictured in Informed Delivery sometimes don't show up in the mailbox until a day or 2 later.I'd never heard of Informed Delivery until this thread. Wish I'd had it sooner; that way I could have notified the post office when I didn't get something I was supposed to, which has happened more times than I've liked.
Well, getting 2 points on VIA now will ease that $99 pain for me. On the old card, rail travel other than Amtrak was excluded from the 2 points for "travel" and only got one point. Since I travel Vancouver-Toronto every year, that means 1300-1600 points (assuming they use USD to determine the points).Got a letter from FNBO today. After a brief review, found the new benefits of the card are:
1. 2 Points for $1 on dining, transit, and rideshare.
2. Anniversary Station Lounge Pass.
With the annual FEE BUMP UP to $99!
Pray, pray that you'll have to change it yourself. I don't want Amtrak IT to touch anything unless it is absolutely necessary, though they often do with, shall we say interesting, results. We'd probably wind up with our accounts locked up somehow.What about the preferred method of payment stored on the Amtrak app/website? Will that be changed over for us or will we have to update that as well.
Don't know what you mean by that. I have lots of credit cards at banks where I don't (or used to not) have deposit accounts. That's never stopped me from being able to log on and view the credit card accounts.Also since we have no savings or checking account at FNBO it won't be possible to see statements in real time
I do not use my bank's bill pay at all except for my local water district whose on line payment system charges an additional service fee for using it. I prefer to to pay on my creditor's sites, so they credit it immediately and have direct record of the payment.Don't know what you mean by that. I have lots of credit cards at banks where I don't (or used to not) have deposit accounts. That's never stopped me from being able to log on and view the credit card accounts.
Bill Pay is a checking account feature. It has nothing to do with a credit card.
I just logged in online on my computer and got the message. I do not use the mobile app. Here is a screen shot.I just logged into my Bank of America AGR card online using my mobile app. Got a message that said my card will be closed on Oct. 23, 2022. I will not be able to make any purchases after that date. It also said that any and all auto payments after that date will be canceled. It also said I would not be able to access my account online after that date.
I'm sure that has been addressed...such transactions will be bumped over to the corresponding new account.One FYI item: if you make a purchase now on your BoA card, then return or cancel it after the transition to FNBO, the “refund to original form of payment” will be pointed back to the old BoA card. In my past experience with change of banks like this, the credit will end up at FNBO. However, it is worth watching.
I'm guessing that Amtrak will see more revenue from the new arrangement as much of FNBO's revenue likely comes from servicing credit cards, can handle it more efficiently and for them it is a bigger piece of the pie than at B of A.
Enter your email address to join:
Register today and take advantage of membership benefits.
Enter your email address to join: