AGR Credit Card change (October 2022)

[TinCan782]

I'm fine with the new card. Not getting a email like I used to when the bill is first due, but I keep an eye out and pay the full balance each month.

You can set up email and text reminders for various things (on line).
I have mine send a due in 10 days email and another due in 5 days.

 

[Anderson]

So, from what I can tell from the T&C, is there now no limit on the TQPs to be earned via card spend? (I'm not expecting to spend my way all the way to Select Executive, but I could justifiably make a big dent in it, and those TQPs would significantly alter my calculations in terms of when to spend cash vs points on Amtrak.)

 

[TheVig]

So, from what I can tell from the T&C, is there now no limit on the TQPs to be earned via card spend? (I'm not expecting to spend my way all the way to Select Executive, but I could justifiably make a big dent in it, and those TQPs would significantly alter my calculations in terms of when to spend cash vs points on Amtrak.)

Yep. There is no limit to the amount of TQP’s you can earn through credit card spend.

 

[UhClem]

I cannot figure out (in spite of asking them directly and getting non-informational responses) what FNBO charges for foreign fees; both out of network ATM and currency exchange fees. I'm about to travel to Iceland and Greenland. I have both types of cards.

 

[joelkfla]

I cannot figure out (in spite of asking them directly and getting non-informational responses) what FNBO charges for foreign fees; both out of network ATM and currency exchange fees. I'm about to travel to Iceland and Greenland. I have both types of cards.

I think an ATM withdrawal would be considered a cash advance:

 

[erinch13]

To answer a question upstream, you can call the customer service number on the FNBO card, and pay that way. After the first time of entering your routing number and bank account, it will store the info. Unlike BofA, it takes at least the next day for the payment to post on the account.

 

[zephyr17]

I cannot figure out (in spite of asking them directly and getting non-informational responses) what FNBO charges for foreign fees; both out of network ATM and currency exchange fees. I'm about to travel to Iceland and Greenland. I have both types of cards.

No foreign fees imposed, at least on the paid version of the card, for purchases.

Use at an ATM would be considered a cash advance and incur a stiff interest rate as well as a cash advance fee. I think interest may be charged from the moment cash is in your hands without the grace period there is for purchases. There also would be whatever ATM fee the ATM owner chooses to charge. Don’t know about FNBO's own ATM fees, I don't use credit cards to get cash.

I recommend using your FNBO card only for purchases and get cash from ATMs using your regular debit/ATM card from your bank.