Amtrak makes money on trips booked with points. They are not free trips at all. Each point has a cash value of .028 . That is accrued just like any other credit card rebate but paid to you in points that you pay to Amtrak when you purchase. What benefit would the AGR program be to Amtrak, if it doesn't add revenue to the bottom line?Another thing to consider (and this is pure speculation with no basis in any specific information from the people in the know) is that perhaps Amtrak is not interested in having people rack up big AGR point accounts from using the credit card that they can then use to buy free sleeper rides. I'm not sure how AGR redemptions are accounted for in the financial performance of the trains, but Amtrak may now be in a situation where the sleepers are selling out, and they may prefer to have them filled with people paying cash, not redeeming AGR points. Thus, they may be focusing AGR more on frequent riders who make redemptions on shorter train rides on trains that are not getting sold out. I wonder if we'll start seeing blackout dates and such too. Of course, if business slacks off, the terms of AGR could become more generous again. After all, AGR is a marketing tool, not a social policy designed to let people of moderate means afford to make circle trips around the US in sleepers.