And if you have the BofA AGR credit card, you don't even need to take a trip to keep the points active.So far as I am aware, and so long as you complete at least one paid travel segment on Amtrak every couple years, the destination account itself can hold a nearly unlimited number of points. Perhaps you intended to ask about a specific earning method instead of the destination account?
I agree. I'd use the points and put aside the cash (which will depreciate in value too) into some safe investments. If the cash devaluates on Amtrak (i.e. prices go up), then so will points. If the points needed go up (Amtrak values them at 2.5 cents), that doesn't mean the cash is devalued.Just be aware that Amtrak can effectively devalue your saved points at some point over the next eight years by changing the program provisions. If you're willing to take that risk, fine.
Enter your email address to join: